Is the property of standard construction?

Is the property constructed of brick, stone or concrete and roofed with slates, tiles, concrete, asphalt or metal.

Is the property used solely for domestic purposes?

Is the property, including garages and outbuildings, used solely for domestic purposes and not for any trade or business use, other than for letting, by you or anyone else sharing the building

Is the property well maintained?

A well maintained property is one without structural problems such as dry rot, rot or infestation requiring timber or window replacement, damp, roof or chimney stack damage, faulty wiring or incomplete construction.

Occupied on a regular basis, i.e. not left regularly unoccupied during day or night?

If your tenant leaves the property during normal working hours, this is still considered occupied on a regular basis

Is the property in an area free from flooding and not unduly exposed to storm?

Is the property in an area free from risk of flooding from overflowing rivers, canals, heavy rains or inundation from the sea?

Is the property within ¼ of a mile of the nearest river watercourse or sea.

Is the property to be insured within ¼ mile of any river, stream, reservoir or sea?

Is the property a weekend or holiday home?

Do you let the property on a short-term basis for weekends or holidays?

Has or is the property showing any signs of movement or subsidence?

Has there been any sinking, settling or movement of the land on which property is situated. If you have a recent surveyors report or mortgage valuation report, you should find the information there

Have you had any claims within the last 5 years under a home insurance policy at this property

If 'yes' we will require full details to be able to confirm cover.

Have you had any claims within the last 3 to 5 years under a landlord insurance policy at this property

If 'yes' we will require full details to be able to confirm cover

Do you sublet your property?

Do you sublet or allow your tenants to sublet or take in lodgers in any part of the property to be insured whether rent is received or not?

Is the property a listed building?

Is the property designated a listed building by English Heritage or other equivalent or relevant authority? If so please select status